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We are committed to helping our members make wise decisions..... |
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Services
Share savings |
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Share Draft
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Fee |
Description |
Amount |
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| Clearing Fee | a.k.a. Overdraft fee - charged when we pay a draft (check) or ACH (automatic clearing house) item that overdraws your account | $10.00 |
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| Return Item | a.k.a. NSF (non-sufficient funds) - charged when we return a draft or an ACH item as unpaid. | $20.00 | |
| Transfer Fee | assessed when funds are transferred automatically to cover an overdraft. NOTE: No fee is assessed if you initiate a transfer before your account is overdrawn | $1.00 | |
| Day Charge | charged for each day an account remains overdrawn. Also used when a member has more than one draft that overdraws their account, but deposits funds by 10:00 am. | $15.00 | |
| Stop Payment | charged when a member instructs the Credit Union not to honor a specific draft or drafts | $5.00 | |
| Wire Transfer | charged when a member receives or sends funds electronically to another party | $7.00 | |
| Draft Copy | cost to obtain a paper copy of a specific draft | $4.00 | |
| Collection Item | fee charged for payment of a draft held by the Credit Union until funds are available for payment | $5.00 | |
| Account Reconciliation | fee charged for assistance by a Credit Union employee to a member for help in balancing their share draft account. | $10.00/hour |
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| Other Fees | |||
| Travelers Checks | $1.00/hundred | ||
| Membership Share | required minimum share balance | $5.00 | |
| Loan Application | fee charged for processing loan application. Does not include extra processing costs such as UCC filing, vehicle title transfer, and real estate fees. | $15.00 | |
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Kulm Office |
Ashley Office |
Hazelton Office |
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